Verida was born in 2008 and from the very beginning we specialised in mortgage loans. For 10 years we kept the same values we began with: transparency, speed and professionalism; concentrating all our resources to deliver a product with minimal risk to our customers. A fixed-rate product throughout the contract that provides protection against the risk of interest rate fluctuations and inter-bank indices.
We managed to get funding from International Financial Institutions and that gave us the opportunity to give you a fixed rate for 30 years.
Today after 10 years of experience in mortgage loans, we take pride on the fact that we managed to keep our commitments towards clients and that we are the only financial institution in Romania that offers fixed interest rate loans for a period of 30 years.
The mortgage loans offered by Verida have a unique and transparent core principle: 30 years Same Installment, the only mortgage loan in USD with fixed interest rate in Romania, therefore you will have the same monthly instalment for the entire life of the loan and avoid any fluctuation and or inflation on the financial markets.
When „applicant” meets „approved“, they meet at Verida.
Verida Credit was the only financial institution in Romania that accepted to help me buy my first apartment. No bank or other institution wants to credit a sailor. I was fortunate enough to find out about Verida Credit from a former colleague and with her help I applied for a real estate loan. The professionals at Verida where with me step by step in all stages of the credit. And that's why I thank them with the greatest respect and consideration. Adriana Amariei - Bucuresti
"If you are a navigator, Verida is the best solution for your credit loan" Andreea B. - Bucuresti
"Although I have income from abroad and a problem in the Credit Bureau, at Verida I found an open team ready to understand my case. I had a personalized analysis and quick approval." Alin G. - Bucuresti
"The only offer for foreign income earning customers - pensions. It does not get more simpler than this" Maria B. - Domnesti, Jud. Ilfov
"Although I was skeptical at first, their flexibility is what surprised me the most. I had a credit analysis just for me and they tried to understand my situation." Nicolae D. - Bucuresti
The Management and Risk Control team at Verida has over 15 years of experience in mortgage loans - they are the professionals who started the first mortgage loan company in Romania in 2002 and laid the foundation for the Romanian mortgage market.