{"id":4778,"date":"2018-03-15T13:07:58","date_gmt":"2018-03-15T10:07:58","guid":{"rendered":"http:\/\/verida.cloudz.ro\/?page_id=4778"},"modified":"2018-04-16T09:08:00","modified_gmt":"2018-04-16T09:08:00","slug":"new-clients","status":"publish","type":"page","link":"https:\/\/www.verida.ro\/en\/helpfull-information\/new-clients\/","title":{"rendered":"New clients"},"content":{"rendered":"<div id=\"pl-4778\"  class=\"panel-layout\" ><div id=\"pg-4778-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-4778-0\" style=\"padding-top: 50px; padding-bottom: 50px; \" data-stretch-type=\"full\" data-mobile-padding=\"50px\" data-overlay-color=\"#878787\" ><div id=\"pgc-4778-0-0\"  class=\"panel-grid-cell panel-grid-cell-empty\" ><\/div><div id=\"pgc-4778-0-1\"  class=\"panel-grid-cell panel-grid-cell-mobile-last\" ><div id=\"panel-4778-0-1-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"0\" ><div style=\"text-align: left;\" data-title-color=\"#2d3142\" data-headings-color=\"#2d3142\" data-h1-size=\"36px\" data-h2-size=\"30px\" data-h3-size=\"24px\" data-h4-size=\"18px\" data-body-size=\"16px\" class=\"panel-widget-style panel-widget-style-for-4778-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-c67d20f9f743-4778\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/www.verida.ro\/en\/wp-content\/uploads\/sites\/2\/2018\/04\/board_en.jpg.png\" width=\"500\" height=\"388\" srcset=\"https:\/\/www.verida.ro\/en\/wp-content\/uploads\/sites\/2\/2018\/04\/board_en.jpg.png 500w, https:\/\/www.verida.ro\/en\/wp-content\/uploads\/sites\/2\/2018\/04\/board_en.jpg-300x233.png 300w, https:\/\/www.verida.ro\/en\/wp-content\/uploads\/sites\/2\/2018\/04\/board_en.jpg-200x155.png 200w\" sizes=\"(max-width: 500px) 100vw, 500px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><div id=\"pgc-4778-0-2\"  class=\"panel-grid-cell panel-grid-cell-empty\" ><\/div><\/div><\/div><div id=\"pg-4778-1\"  class=\"panel-grid panel-has-style\" ><div style=\"padding-top: 100px; padding-bottom: 20px; \" data-mobile-padding=\"50px\" data-overlay-color=\"#000000\" class=\"panel-row-style panel-row-style-for-4778-1\" ><div id=\"pgc-4778-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-4778-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div style=\"text-align: left;\" data-title-color=\"#2d3142\" data-headings-color=\"#2d3142\" data-h1-size=\"36px\" data-h2-size=\"30px\" data-h3-size=\"24px\" data-h4-size=\"18px\" data-body-size=\"16px\" class=\"panel-widget-style panel-widget-style-for-4778-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Documents required for credit analysis<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<ul>\n<li>Identity and marital status documents<\/li>\n<li>Request for credit completed by all applicants<\/li>\n<li>Statement person politically exposed for each applicant<\/li>\n<li>Credit Bureau Agreement and Banking Risk Center completed for each applicant<\/li>\n<li>Documents certifying income<\/li>\n<li>Property documents for the property under warranty<\/li>\n<li>Evaluation report for the property under warranty - will be requested and obtained directly by Verida from an authorized valuer<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-4778-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-4778-1-1-0\" class=\"so-panel widget widget_sow-accordion panel-first-child panel-last-child\" data-index=\"2\" ><div style=\"text-align: left;\" data-title-color=\"#2d3142\" data-headings-color=\"#2d3142\" data-h1-size=\"36px\" data-h2-size=\"30px\" data-h3-size=\"24px\" data-h4-size=\"18px\" data-body-size=\"16px\" class=\"panel-widget-style panel-widget-style-for-4778-1-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-accordion so-widget-sow-accordion-default-0ee457879f88-4778\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Download documents<\/h3><div>\n\t<div class=\"sow-accordion\">\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\"\n\t\t\tdata-anchor-id=\"income-statements\">\n\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-income-statements\" aria-controls=\"accordion-content-income-statements\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tIncome statements\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-income-statements\"\n\t\t\t\tid=\"accordion-content-income-statements\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><a href=\"\/wp-content\/uploads\/2018\/03\/Income_Statement.pdf\">Income statement (EN)<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2018\/03\/Adeverinta-de-venit-FR.pdf\">Income statement (FR)<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2018\/03\/Adeverinta-de-venit-ES.pdf\">Income statement (ES)<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2018\/03\/Dichiarazione_Dei_Redditi.pdf\">Income statement (IT)<\/a><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\"\n\t\t\tdata-anchor-id=\"agreements\">\n\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-agreements\" aria-controls=\"accordion-content-agreements\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tAgreements\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-agreements\"\n\t\t\t\tid=\"accordion-content-agreements\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><a href=\"\/wp-content\/uploads\/2018\/03\/Acord_Consultare_Centrala_Riscurilor_Bancare.pdf\">Banking Risk Registry verification agreement<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2018\/03\/Acord-consultare-BC_2018.pdf\">Credit Bureau check agreement<\/a><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\"\n\t\t\tdata-anchor-id=\"general-forms\">\n\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-general-forms\" aria-controls=\"accordion-content-general-forms\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tGeneral forms\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-general-forms\"\n\t\t\t\tid=\"accordion-content-general-forms\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><a href=\"\/wp-content\/uploads\/2018\/03\/Aplicatie_Credit_VeridaAnexa1.pdf\">Verida Credit Application Form<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2018\/03\/Conditii-Generale-Verida-Credit-1.pdf\">Credit Contract -General Terms<\/a><\/p>\n<p><a href=\"\/wp-content\/uploads\/2018\/03\/FEIS-verida-credit.pdf\">Standard Information - European model<\/a><\/p>\n<p>&nbsp;<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t\t\t\"\n\t\t\tdata-anchor-id=\"collateral-property-documents\">\n\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-collateral-property-documents\" aria-controls=\"accordion-content-collateral-property-documents\" aria-expanded=\"false\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tCollateral property documents\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-collateral-property-documents\"\n\t\t\t\tid=\"accordion-content-collateral-property-documents\"\n\t\t\t\tstyle=\"display: none;\"\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><a href=\"\/wp-content\/uploads\/2018\/03\/Lista_Documente_Proprietate.pdf\"> Necessary collateral property documents<\/a><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-4778-2\"  class=\"panel-grid panel-has-style\" ><div style=\"padding-top: 20px; padding-bottom: 100px; \" data-mobile-padding=\"50px\" data-overlay-color=\"#000000\" class=\"panel-row-style panel-row-style-for-4778-2\" ><div id=\"pgc-4778-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-4778-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div style=\"text-align: left;\" data-title-color=\"#2d3142\" data-headings-color=\"#2d3142\" data-h1-size=\"36px\" data-h2-size=\"30px\" data-h3-size=\"24px\" data-h4-size=\"18px\" data-body-size=\"16px\" class=\"panel-widget-style panel-widget-style-for-4778-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Documents needed to sign the credit agreement<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<ul>\n<li>The property insurance policy brought under the guarantee - will be divested to Verida<\/li>\n<li>Energy certificate - It is recommended to obtain an energy certificate issued by authorized auditors that informs you about the energy efficiency of the purchased real estate.<\/li>\n<li>Documents required to be presented to the public notary in order to conclude the mortgage contracts and, if applicable, the contract of sale-purchase - I WILL NOT BE PRESENTED TO THE NOTAR IN ORIGINAL:\n<ul>\n<li>Property acts (purchase contract, donation contract, maintenance contract, building permit and reception protocol, court decision, etc.);<\/li>\n<li>Termination of registration in the land book;<\/li>\n<li>Land Book Extract for Authentication - The Land Book Extract will be obtained by the notary with a maximum of 5 days prior to the conclusion of the contracts;<\/li>\n<li>Tax certificate - which shows that the owners of the property brought under the guarantee do not have fiscal debts;<\/li>\n<li>The certificate from the owners' association - which indicates the state of the debts related to the immovable property, as the case may be.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Identity and marital status documents Request for credit completed by all applicants Statement person politically exposed for each applicant Credit&nbsp;[&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4434,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template_page-builder.php","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-4778","page","type-page","status-publish","hentry","post-item clearfix"],"aioseo_notices":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/Pa3oFH-1f4","_links":{"self":[{"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/pages\/4778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/comments?post=4778"}],"version-history":[{"count":12,"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/pages\/4778\/revisions"}],"predecessor-version":[{"id":6065,"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/pages\/4778\/revisions\/6065"}],"up":[{"embeddable":true,"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/pages\/4434"}],"wp:attachment":[{"href":"https:\/\/www.verida.ro\/en\/wp-json\/wp\/v2\/media?parent=4778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}